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Minimizing risks that barge workers face

Barges play an important role in this economy, but the workers on them face serious risks each time they get on the boats. Keeping these risks minimized increases safety for these workers.

The risks on barges range from wet conditions and choppy waters to heavy equipment used in the loading, unloading and movement of cargo. Here are some methods for employers and workers to improve barge safety:

Do you work as a nanny or maid? Is your employer insured?

If you work as a nanny or maid, you might find yourself driving your employer's children to school and other events. You might also find that you're running different errands for your employer, like buying groceries and doing other kinds of shopping.

Have you ever thought to consider what would happen if you got injured in a car accident during one of these sojourns? You might want to make sure that your employer is insured, and that the insurance covers your injuries. Double-checking on this could save your job and your relationship with your employer in the future.

Don’t make these common insurance claim mistakes

Many people believe that their insurance agent and insurance company have their best interests in mind. For this reason, they immediately turn to them following a motor vehicle accident.

While you'll need to bring your insurance company into the equation at some point, here's something to remember: You are under no obligation to talk to them about your accident.

Motorcycle accidents can occur all year long

The time for riding motorcycles is almost over for the season in southern Illinois. Even though some drivers might think that motorcycle riders aren't going to be on the roadways, they must still watch out for them because you never know when a biker will feel the need to hit the open road.

No matter when a motorcycle crash occurs, there is a good chance that the biker is going to suffer serious injuries. Some of these include head injuries and spinal cord injuries. Whether you are a biker or another motorist, here are some points you need to remember about motorcycles and accidents involving them:

Illinois workers' compensation: Frequently asked questions

Getting hurt at work is something that can seem like more than you can handle. Not only are you worried about how you are going to recover, but you are also worried about how you will make ends meet.

If you are injured while working in Illinois, you should be covered under your employer's workers' compensation policy. This can help you to get partial wage replacement and medical benefits while you recover.

Broken bones are never to be taken lightly

Many people suffer from broken bones each year. Although this is a rather common injury, that doesn't make it any easier to deal with. In fact, broken bones can cause tremendous pain and limit your mobility. You might be unable to work for a while after the injury.

There are several points you should know about broken bones. This information could help if you are ever in a situation where you have to deal with this type of serious fracture.

Important things to know about brain injuries

All head injuries should be considered serious because of the risk of a brain injury. Anyone who has harmed one's head must stay vigilant for signs of underlying damage to one's brain.

These injuries could impact the rest of your life across all levels of functioning. Here are some points that you should remember about brain injuries:

Farmers should understand strict product liability in Illinois

The equipment that farmers use can be very dangerous. Farmers don't head out to the fields with the intention of being harmed by the equipment, but it does happen sometimes. The injuries in these cases are often very serious, if not fatal.

In 2015, there were 401 deaths of farm workers and farmers, notes the Centers for Disease Control and Prevention. This equates to around 19.2 deaths for every 100,000 workers. Each one of those fatalities led to a family not having their loved one come home from work.

Take precautions regarding spinal cord injuries after a car crash

Spinal cord injuries are frequently experienced in a car crash. The risk of trauma to your spinal cord is greatest if you hit your head or neck in the accident. It is a good idea to stabilize the neck and spinal cord if there is a chance that you suffered a spinal cord injury.

Taking special precautions after a car crash can help to reduce the risk of a worsening spinal cord injury.

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Bonifield & Rosenstengel
16 East Main Street
Belleville, IL 62220

Toll Free: 866-223-2525
Phone: 618-215-2412
Fax: 618-277-5155
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