Employees are often entitled to workers’ comp benefits after an injury has occurred in Illinois. These benefits can provide coverage for everything from medical treatments to disability payments. Here are some of the ways that worker’s comp benefits can help you.
Medical-related coverage
Workers’ comp may cover the medical treatments that are related to an employee’s injury. This can include things like doctors visits, hospital stays, physical therapy, medication and medical equipment.
Managed care
If workers’ comp doesn’t fully cover medical treatments, they can provide certain discounted services through managed care. In order for the employee to receive a discount on their medical treatments, they will need to see a certain group of healthcare providers that the insurer has a contract with.
Disability payments
Some employees do receive disability payments as part of their workers’ compensation claim. The amount of time that the employee will be eligible to receive these payments will vary based on the severity of their injury.
Vocational rehabilitation
In some instances, the employee won’t be able to return to their job because their injury has caused permanent damage. When this happens, workers’ comp may cover vocational rehabilitation. This type of rehabilitation will help the employee overcome things like mental, physical or emotional barriers so that they will have a better chance of obtaining employment in the future.
Death benefits
When an employee dies due to a work-related injury, workers’ comp may pay their minor children, spouse or dependents death benefits. The amount of time that they will receive these benefits will vary based on the state the employee lived in and the type of injury.
If you’ve experienced an injury while at work, you probably have a lot of questions about workers’ comp benefits. By contacting an attorney right after your injury, you can have a better understanding of all of the benefits that you may be eligible to receive.