Rideshare services are a convenient way to get around town, but what happens if the driver gets into an accident while you are in the car?
Personal injury liability rules can still apply when riding in an Uber, even if the driver is not at fault for the accident. Litigation is an option for compensation for the pain and suffering caused by the accident and any medical care related to your injuries.
Uber’s responsibility for passenger safety
According to its website, Uber places a strong commitment to the safety of its passengers. In addition to their efforts regarding background checks on drivers, the company has insurance requirements for drivers as well as a company policy addressing passenger injury due to an accident. The company states that it insures each ride and has a support team in place to address accidents.
Your options for compensation recovery
If injured by an accident caused by an Uber driver, you could bring a lawsuit against the individual. However, there are complexities regarding collecting damages on a personal auto insurance policy, since these policies typically exclude coverage for commercial operations. Because of this exclusion, the state has specific insurance requirements for rideshare drivers.
For injuries where your Uber driver is not at fault, the liability is potentially with the other driver. An at-fault claim would need to name this individual. Because of the intricacies or personal injury laws, it is difficult to know what your options are when injured in a car accident.
The legal system has processes in place to protect those injured by no fault of their own. This includes passengers in an Uber or other rideshare service.