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Answers To Frequent Questions Regarding Car Accidents

While representing clients throughout southern and central Illinois for more than 35 years, our attorneys have heard countless questions. Often the answer depends on the details of your case, but here we offer some general guidance about car accident claims in Illinois.

Keep in mind that speaking with an attorney about your unique situation is the best way to have your specific questions answered. If the following car accident FAQ does not answer your questions, please do not hesitate to contact us for a free initial consultation.

Q: Who will pay my medical bills?
This is a major concern for most accident victims, as even limited treatment can quickly become expensive. In most cases, the responsible party’s insurance company will not pay anything, including medical expenses, until the conclusion of your case. However, it is wise to work with a knowledgeable personal injury attorney to ensure your claim is handled fairly.

Q: How will I pay to have my car repaired?
Depending on your insurance policy, your insurer may pay for any repairs upfront, then seek repayment from the responsible driver’s insurance company. Be sure to keep a record of any appraisals or other documents from the body shop, as they could affect your damages.

Q: Should I tell my insurer I’ve been in a car accident?
You are usually required by your insurance policy to notify your insurer of an accident. However, if you have a lawyer he or she will likely communicate with your insurer on your behalf.

Q: Do I have to talk to another driver’s insurance company?
No, and we urge you not to give any statement to an insurer without consulting an attorney.

Q: How soon should I contact a lawyer?
In some cases, you may not need a lawyer at all. However, it is always wise to speak with an attorney as soon as possible after an accident to determine the best way to proceed. To arrange a free consultation at our office in Belleville, Illinois, please call 618-215-2412 or 866-223-2525 toll free.