Injuries sustained in a car accident can have both life-long financial and physical consequences. Insurance companies realize it can take weeks or months for the full impact of a neck, back, or head injury to be known. It may take years to recover from head trauma, including memory loss or cognitive impairment.
That is why insurers often try to settle a claim as quickly as possible: if they can convince you to accept what looks like a good offer, they don’t have to worry about being sued for much more once the full scope of your injuries becomes apparent.
At Bonifield & Rosenstengel, our lawyers regularly consult neurologists, orthopedic specialists, physical therapists, internists, and other experts in determining the scope and nature of our client’s injuries.
The law office of Bonifield & Rosenstengel represents people suffering from the following kinds of injuries sustained in auto accidents:
Unfortunately, many pedestrian accidents result in death. At Bonifield & Rosenstengel, our lawyers know how to deal with this difficult situation and have significant wrongful death experience in which we help our clients hold the responsible party accountable for his or her actions.
Insurance companies don’t want to pay any more than they absolutely have to in claims payouts. Most insurers use the computer software program, Colossus, to calculate claims payouts.
Colossus has pre-set algorithms which take inputs provided by claims agents to determine a claim amount. Not only does Colossus depend on what factors a claims agent chooses to punch in, it doesn’t take into account pain and suffering or costs associated with deteriorating health or disability due to a car accident injury.
In many instances, claims agents call injury victims and attempt to gain their confidence by sounding concerned and sympathetic. They may ask questions about the accident or your health, all in the hopes of getting you to say something they can use against you later if you decide to go to sue them.
Insurers have been known to offer car accident victims a settlement for their totaled cars. If you accept the insurer’s offer, the car becomes their property and they can scrap it, destroying any evidence that might have been used at trial.