For more than 35 years, the attorneys of Bonifield & Rosenstengel have been protecting the rights and interests of injured people. Our lawyers represent clients in insurance liability disputes throughout southern and central Illinois, and in the East St. Louis metropolitan area. Contact us for a free initial consultation about your disputed insurance liability claim.
Although uninsured/underinsured motorist (UM/UIM) coverage is optional, your insurance company must make it available to you, in an amount equal to your own liability coverage. Protect yourself from other drivers – if you don’t have uninsured or underinsured motorists’ coverage, speak to your insurance agent today about obtaining the coverage you need.
If you are injured as the result of someone else’s negligence, you shouldn’t have to deal with the consequences alone. Unfortunately drivers who cause car accidents don’t always have the financial resources or insurance necessary to compensate the people they injure. If the at-fault driver in your accident doesn’t have insurance, or doesn’t have enough insurance to cover your injuries, you may still be protected by your own personal car insurance coverage, if you purchased underinsured and underinsured motorists coverage.
We’ll help you determine the potential liability of your insurance company under a policy for underinsured or uninsured motorists. If you have an uninsured/underinsured motorist policy, you will file a claim with your own insurance provider to compensate you for your uncovered expenses. Then we will work to ensure that your insurance company fulfills its obligations under this policy.